Are you an experienced credit analyst looking for a dynamic and rewarding opportunity? Core Group, a leader in consumer electronics, is hiring a Senior Credit Analyst for their iStore Head Office in Sandton, Gauteng. If you have a passion for finance, risk assessment, and working with top global brands, this could be the perfect opportunity for you.
Senior Credit Analyst Job Overview
- Position: Senior Credit Analyst
- Location: Sandton, Gauteng
- Company: Core Group
- Division: iStore Head Office
- Business Unit: Finance ZA Online
- Industry: Consumer Electronics
- Job Type: Permanent
- Level: Mid-Senior
- Posted Date: 05 February 2025
- Closing Date: 14 March 2025
About Core Group & iStore
Core Group is a prominent player in the consumer electronics industry and Africa’s largest Apple Premium Reseller. With over 33 physical and online stores across Africa, iStore offers expert advice, Apple Authorized Repairs, business solutions, education, training, and technical support for everything Apple.
Why Join Core Group?
- Exciting growth opportunity in an entrepreneurial business unit
- Work alongside a diverse team of passionate professionals
- Engage with the world’s leading technology brands
- Be part of a fun, fast-paced, and challenging environment
- Gain hands-on experience that will enhance your career in finance
Key Responsibilities
As a Senior Credit Analyst, you will play a crucial role in managing credit risk for both Business-to-Customer (B2C) and Business-to-Business (B2B) clients. Your main duties include:
Credit Risk & Portfolio Management
- Assess financial strength of clients by conducting both quantitative and qualitative analysis
- Manage lending limits and perform periodic credit reviews
- Monitor customer database and provide input on credit limits, ratings, and risk exposure
- Ensure compliance with Core Group’s risk philosophy and financial policies
Decision-Making & Risk Mitigation
- Evaluate credit, taxation, accounting, and legal risks associated with transactions
- Provide risk mitigation measures for consumer finance products
- Work with the credit committee to document and present findings
- Maintain an updated portfolio with regular reviews (at least once every 12 months)
Stakeholder Collaboration & Reporting
- Act as a bridge between risk and business teams on contentious credit matters
- Forecast financial data and build financial models to support decision-making
- Participate in meetings with senior stakeholders to discuss financial risks
- Track and manage project progress, ensuring that all stakeholders’ expectations are met
Skills & Competencies Required
To be successful in this role, you must have strong analytical skills, decision-making abilities, and excellent communication skills. Core Group is looking for someone who:
- Builds and maintains relationships with internal and external stakeholders
- Can adapt communication styles to different audiences
- Is able to anticipate consequences and adapt problem-solving strategies accordingly
- Can prioritize tasks in a fast-paced environment
- Is committed to ethical decision-making and transparency
- Stays updated with financial regulations and industry best practices
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Qualifications & Experience Needed
To qualify for this position, you should meet the following requirements:
Educational Background:
- Bachelor’s degree in Finance, Economics, or a related field
- CA (SA) or CFA designation is preferred
Experience & Skills:
- Minimum 6 years’ experience in credit risk analysis in the retail or banking industry
- Strong knowledge of the credit lifecycle
- Proven experience in leading and managing a team of credit analysts
- Ability to query, interpret, and present complex financial data
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How to Apply
Interested in this exciting opportunity? Apply now before the deadline.
- Closing Date: 14 March 2025
- Apply Online: Visit the Core Group careers page or relevant job portals
The Senior Credit Analyst Job Opportunity at Core Group is perfect for finance professionals who want to take their career to the next level. With a dynamic work environment, exposure to top global brands, and excellent growth potential, this job is a fantastic opportunity to thrive in the consumer electronics industry.
